Senior Software Engineer

The Senior Software Engineer designs, builds, and supports secure, scalable solutions for Visa's Acceptance Solutions platform, focusing on transaction processing platforms.

This hands-on role (70-85% coding) works with cross-functional teams to deliver reliable technology solutions while leveraging Generative AI and modern cloud-native practices.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

• 2+ years of relevant work experience and a Bachelor's degree, OR 5+ years of relevant work experience.
• Proficiency in at least one modern programming language (Java, Python, JavaScript, TypeScript, Go, or Kotlin).
• Ability to use AI-assisted development tools (GitHub Copilot, ChatGPT, agentic AI) effectively.
• Experience designing, building, and testing APIs, web services, or microservices.

Preferred Qualifications:

• 3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD).
• Minimum 2 years of experience in software engineering or technology delivery.
• Experience developing backend, web-based, or integration-focused applications.
• Experience with REST APIs, OpenAPI/Swagger, JSON, and API-first development.
• Experience with system design, debugging, code reviews, and production support.
• Experience with Git, CI/CD pipelines, and modern developer tools.
• Experience with data engineering, ETL pipelines, and data lake architectures.
• Expertise in reporting systems and business intelligence platforms.
• Experience with transaction lifecycle and clearing/settlement workflows.
• Experience building enterprise-scale APIs, microservices, or integration platforms.
• Experience with cloud platforms (AWS, Azure, GCP), Docker, Kubernetes, and Terraform.
• Experience with event-driven architecture using Kafka, RabbitMQ, or similar message queues.
• Experience with authentication/security (OAuth 2.0, OpenID Connect, JWT, mTLS, encryption).
• Experience with observability tools (Splunk, Datadog, Grafana, Prometheus, OpenTelemetry).
• Experience with automated testing, contract testing, performance testing, or service virtualization.
• Experience in regulated industries (fintech, payments, banking, financial services).
• Experience implementing Generative AI, agentic AI workflows, or intelligent automation.
• Experience mentoring junior engineers and collaborating with cross-functional teams.
• Knowledge of analytics and data visualization tools.
• Experience with SQL, data modeling, and dimensional design.
• Understanding of settlement, funding, and reconciliation processes.
• Experience with real-time streaming analytics.
• Knowledge of data governance, quality, and lineage.
• Experience with dashboard development and data visualization.
• Understanding of financial reporting requirements and compliance.

Information for US Applicants For roles located in the US, the estimated salary range for this position is $123,000.00 to $190,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.

Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.