Description
Join S&P Global Ratings' Financial Services practice as part of the Non-Bank Financial Institutions team.
In this role, you will lead credit analysis across a portfolio of complex financial institutions and contribute to independent credit opinions relied on by market participants.
Impact
- Deliver high-quality, forward-looking credit analysis that supports clear and well-supported rating opinions.
- Identify emerging risks by connecting company performance, peer trends, market developments, and broader financial services themes.
- Contribute market-facing research and insights that help investors, issuers, and other stakeholders understand evolving credit risks.
Responsibilities
- Lead surveillance and analytical updates across an assigned portfolio, ensuring accuracy, consistency, timeliness, and clear reasoning.
- Evaluate financial and credit data, validate inputs, reconcile key metrics, and document analytical assumptions and model changes.
- Use approved generative AI and automation capabilities to enhance research and analytical workflows while maintaining appropriate human oversight.
- Translate complex analysis into clear, decision-useful written and verbal communication for rating committees and external stakeholders.
- Build trusted relationships with issuers, investors, and market participants and contribute to thought leadership and strategic initiatives.
- Coach junior analysts on credit fundamentals, financial modeling, analytical quality, and responsible use of technology.
- Help improve analytical processes, tools, and workflows and support the testing and adoption of new capabilities.
- Maintain high standards for methodology, documentation, confidentiality, data governance, and responsible AI use.
Compensation / Benefits Information
- For U.S. candidates: The anticipated base salary range for this position is $123,000 USD to $192,000 USD.
- For Canadian candidates: The anticipated range of compensation for this position is 111,000 CAD to 165,000 CAD.
What We're Looking For
- Proven credit and financial analysis skills, including the ability to translate complex information into clear, evidence-based conclusions.
- Strong understanding of financial services and the ability to connect sector and market developments with emerging credit risks.
- Strong written and verbal communication skills for rating committee materials and engagement with issuers, investors, and other market participants.
- Experience coaching or mentoring junior analysts and strengthening analytical quality through constructive feedback and review.
- Strong judgment and attention to accuracy, analytical rigor, documentation, confidentiality, and governance.
Benefits
- Health & Wellness: Health care coverage designed for the mind and body.
- Flexible Downtime: Generous time off helps keep you energized for your time on.
- Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
- Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
- Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in-class benefits for families.
- Beyond the Basics: From retail discounts to referral incentive awards,small perks can make a big difference.