Description
The Enterprise Payments Governance and Oversight team at Capital One is seeking a dynamic Principal Associate to define and implement the future of payments governance and oversight for the enterprise.
In this role, you will work closely with key stakeholders across the company to ensure a dynamic and well-managed payments ecosystem. You will develop solutions to remediate payments-related challenges and seek opportunities to enhance existing business-as-usual practices.
About The Role:
As the Principal Associate of Governance and Oversight, you will be an expert behind enterprise-wide payment risk management. You will design, implement, and manage cutting-edge structural frameworks to ensure robust, scalable, and compliant payment risk procedures across the enterprise.
What You'll Do & Deliver:
You will be instrumental in transforming payments risk management, blending strategic oversight with hands-on technical execution:
- Provide thought leadership and own day-to-day risk procedure oversight to enable the shift from reactive to proactive risk identification and trends.
- Utilise Gen AI capabilities and automation tools to improve existing risk monitoring processes and drive operational efficiency.
- Define and oversee specialised risk management frameworks for cutting-edge payment rails, including Real-Time Payments (RTP), ACH, and wire.
- Partner with 2nd Line of Defense teams to operationalise high-impact risk mitigation activities within 1st Line workflows.
- Establish and maintain a comprehensive inventory of business processes serving as the foundation for the Enterprise Risk Management (ERM) framework.
- Spearhead ad-hoc projects to enforce compliance and upgrade processes to meet enterprise policy requirements.
We Want You If You Are:
- A Risk Visionary with a proven operational risk management background in financial services frameworks.
- An AI Enthusiast and Innovator with a deep analytical mindset and passion for utilising Generative AI, agents, Tableau, and automation.
- A Strategic Influencer with exceptional communication and influencing skills to collaborate and drive change across diverse 1st and 2nd Line of Defense partners.
- The Payments Authority with a solid understanding of global payment processes, networks, and complex regulatory environments.
- A Results-Driven Problem Solver combining project management skills with a keen eye for detail.
Location:
This role is designated as a hybrid position, requiring adherence to Capital One's hybrid policy regarding required on-site presence at your designated office location.
Salary:
The minimum and maximum full-time annual salaries for this role are $120,800 - $137,900.
Benefits:
Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well-being.