Credit Professional

We are seeking a strategic credit professional to support our Ultra High Net Worth (UHNW) portfolio of clients, where you will serve as a trusted advisor delivering exceptional credit experiences to our most valued clients.

In this role, you will lead deep-discovery conversations to understand clients' sophisticated credit needs, analyze tailored solutions, and provide expert credit advice that strengthens and grows their relationship with RBC.

Responsibilities:

• Deliver exceptional client experience following all five principles of the Black Card Experience to deepen and grow clients’ credit relationships with a superior, professional, best-in-class credit experience.
• Lead credit discovery delivering best-in-class structuring advice by understanding client fundamentals and developing innovative structures that meet and exceed expectations.
• Partner with the Private Bankers to proactively identify and assess credit growth opportunities, expand wallet share, and deepen client relationships.
• Take ownership of structuring competitive, tailored credit solutions for new money requests.
• Collaborate closely with Group Risk Management to align with RBC’s risk appetite and policies.
• Ensure credit and portfolio quality - proactively manage credit renewals by submitting files within deadlines and maintain credit and portfolio quality through a sound understanding of policy, lending guidelines and the client’s financial position.

Requirements:

• Undergraduate degree, ideally in Banking, Commerce, Finance, Business Administration, or related field or experience.
• Minimum of 5 -7 years proven combined credit experience in personal and commercial banking.
• Strong analytical and critical thinking skills, with the ability to design innovative credit solutions.
• Excellent communication and interpersonal skills to collaborate effectively with clients and internal partners.

Nice to Have:

• Proven knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards.
• Masters in relevant discipline.

Benefits:

• A comprehensive Total Rewards Program including bonuses and flexible benefits.
• Leaders who support your development through coaching and managing opportunities.
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• Opportunities to do challenging work.