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From the employer's careers site First seen 27 Oct 2026

Head of Commercial

Howden senior permanent

The employer hasn't listed a salary.

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Description

We’re looking for a commercially sharp, digitally minded Head of Commercial to lead growth across Tilt, our Personal Lines and SME insurance business.

This is a senior leadership role with real ownership. You’ll set and execute Tilt’s commercial strategy, shape how we trade with insurers and partners, and play a key role in scaling the business profitably.

Responsibilities:

  • Own and deliver Tilt’s commercial strategy in line with our growth plans and product roadmap
  • Identify and develop new trading opportunities, distribution models and commercial propositions
  • Lead and develop the Commercial team, setting clear KPIs and accountability
  • Build strong, modern trading relationships with insurers, aggregators and strategic partners
  • Negotiate capacity, pricing structures and commissions to support profitable scale
  • Work closely with Product, Tech, Marketing and Operations to align trading with customer journeys
  • Drive data-led trading decisions, performance tracking and capacity optimisation
  • Monitor market, competitor and regulatory developments and translate insight into action
  • Ensure strong FCA, GDPR and internal governance compliance across all commercial activity
  • Own commercial budgets, forecasts and performance reporting
  • Build a high-performance, collaborative team culture aligned to Tilt’s pace and ambition

Requirements:

  • Senior commercial leadership experience within insurance broking or underwriting
  • A strong track record managing insurer relationships, capacity and distribution models
  • Experience scaling products or portfolios in growth-focused environments
  • Confidence operating in regulated environments without slowing innovation
  • Deep understanding of UK personal lines and SME insurance markets
  • Strong commercial judgement and negotiation capability
  • Clear grasp of FCA expectations and risk management
  • Data-driven mindset with strong financial and trading acumen
  • A leadership style that suits fast-moving, product-led teams

What you’ll get in return:

  • A career that you define
  • Opportunity to help build something different
  • Part of a business that values trying new things and learning quickly, moving fast while doing things properly, supporting each other through growth and change, and making insurance genuinely better for customers

Skills

Required

Nice to have

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