Description
The Head of Compliance Governance & CMS Oversight is a foundational leadership role responsible for designing, implementing, and overseeing the Bank's Compliance Management System (CMS) governance framework during the formation of a de novo Industrial Loan Company (ILC).
Reporting directly to the Chief Compliance Officer, this leader will establish the governance infrastructure, operating model, and core compliance processes necessary to support a safe, sound, and scalable compliance program that meets regulatory expectations from charter formation through ongoing operations.
Essential Responsibilities:
- Lead and develop a compliance organization across multiple compliance domains or business areas, building high-performing teams
- Establish compliance program strategy for significant organizational scope, creating comprehensive frameworks aligned with regulatory requirements
- Drive continuous improvement of compliance processes, methodologies, and control frameworks across the compliance function
- Develop strategic partnerships with business, legal, risk, audit, and technology leaders to embed compliance into operations
- Solve highly complex compliance challenges, establishing new approaches when existing frameworks are insufficient for emerging regulatory requirements
- Collaborate on decisions about compliance program design, resource allocation, and organizational priorities to manage regulatory risk effectively
- Influence organizational approach to compliance through thought leadership, regulatory insights, and risk-based recommendations
- Build organizational compliance capability through talent development, knowledge sharing, and establishment of compliance excellence standards
Minimum Qualifications:
- 8+ years of relevant compliance experience and a Bachelor's degree OR any equivalent combination of education and experience
- Proven experience managing compliance teams and delivering complex program initiatives through others
Additional Responsibilities & Preferred Qualifications:
- Deep knowledge of U.S. banking laws, regulations, and regulatory expectations governing Compliance Management Systems, including FFIEC guidance and consumer compliance regulatory frameworks
- Experience establishing or overseeing one or more core compliance governance functions, such as policy & procedure governance, compliance risk assessment, regulatory change management, and regulatory examination management
- Demonstrated experience developing executive- and Board-level reporting, governance materials, and compliance metrics
- Experience working within a Three Lines of Defense governance model and providing independent oversight, effective challenge, and credible challenge to business and control functions
- Demonstrated people leadership experience, including recruiting, developing, coaching, and leading high-performing teams
- Proven ability to lead cross-functional initiatives, influence senior stakeholders, and drive execution in a complex, matrixed organization
- Experience supporting a de novo bank charter, bank integration, significant regulatory transformation, or large-scale compliance program buildout
- Experience within a fintech, payments, or digital banking organization
- Knowledge of Industrial Loan Company (ILC) regulatory requirements and governance expectations
- Professional certifications such as CRCM, CAMS, CCEP, or other relevant compliance or risk management credentials
- Experience implementing or governing GRC platforms and compliance technology solutions
- Experience leading regulatory examinations and managing interactions with federal and/or state banking regulators
- Experience leveraging enterprise governance, compliance, or risk management capabilities while establishing legal-entity-specific oversight and governance
Benefits: At PayPal, we're committed to building an equitable and inclusive global economy. We offer comprehensive, choice-based programs to support all aspects of personal wellbeing,physical, emotional, and financial,delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.