Description
We are seeking a Product Owner Personal Loans Risk Decisioning & Eligibility to lead the Enhanced Risk Assessment platform, managing business as usual operations while overseeing the migration to a new technology platform.
The ideal candidate will have a good technology delivery background, experience working in agile environments, and the ability to drive complex change. You will play a key role in credit risk decisioning, ensuring effective risk and control management across the platform and wider business.
Key Responsibilities:
- Develop customer level strategies and solutions tailored to customers' needs
- Be a Subject Matter Expert in the applicable Product/Proposition team and guide stakeholders at all levels in the Bank
- Develop product propositions and service strategies, defining priorities for delivering outcomes
- Evaluate technical feasibility, legal compliance, and potential risks associated with new product development and launch
- Monitor market trends and analysis feedback to identify areas for improvement
- Manage comprehensive launch plans and technical deployments for products
- Monitor key metrics to assess product performance against set goals
Vice President Expectations:
- Contribute to or set strategy, drive requirements, and make recommendations for change
- Plan resources, budgets, and policies; manage and maintain policies/processes
- Deliver continuous improvements and escalate breaches of policies/procedures
- Demonstrate leadership and accountability for managing risk and strengthening controls
Requirements:
- Considerable understanding of credit risk decisioning
- Experience with technology platforms and Agile delivery
- Risk and control management knowledge
- Experience working with technology teams
- People leadership capability
- Experience of lending products
Location: This role can be based in London, Manchester or Northampton.