Description
We are seeking a Senior Product Manager with strong experience in acquiring and payment methods to lead the strategy, development, and evolution of physical and digital payment solutions.
Key Responsibilities:
- Define and communicate the strategic vision for the acquisition solution, covering physical and digital payment methods.
- Build and manage the product roadmap considering market trends, technological evolution, and regulatory changes.
- Identify innovation opportunities and ensure the solution's competitiveness.
- Lead the integration strategy between acquisition, ERP, financial, fiscal, and accounting systems.
- Ensure integrated fiscal emission and complete transaction traceability.
- Structure and evolve card reconciliation and automatic accounting entry processes.
- Develop and manage receivable anticipation offers.
- Ensure regulatory compliance with Bacen, LGPD, PCI-DSS, and other industry regulations.
- Manage relationships and negotiations with acquirers, processors, infrastructure providers, and financial partners.
- Collaborate with architecture, engineering, and development teams for platform evolution.
- Define technical requirements, functional specifications, and acceptance criteria.
- Prioritize initiatives based on business impact, technical feasibility, and regulatory aspects.
- Lead product launches and evolutions in partnership with Product, Technology, Commercial, and Operations teams.
- Define, monitor, and analyze business KPIs, operation, reconciliation, and receivable anticipation.
- Present strategies, results, and roadmaps to internal and external stakeholders.
- Represent the solution in strategic discussions and executive forums.
Required Qualifications:
- Bachelor's degree in Engineering, Technology, Administration, Finance, or related fields.
- Over 10 years of experience in products, technology, or payment methods.
- Between 6 and 8 years of experience in acquiring or payment market.
- At least 4 years as a Senior Product Manager or equivalent position.
- Proven experience in structuring, launching, and evolving complex products.
- Experience working with architects, engineers, and technical teams.
- Deep knowledge of payment architecture, processing, tokenization, and transaction routing.
- Strong knowledge of POS, acquiring, PIX, credit card, debit card, wallets, and Open Banking.
- Familiarity with EMV, NFC, Contactless, Tap2Pay, QR Code, APIs, webhooks, and integrations.
- Experience with POS and ERP integration via TEF, APIs, and SDKs.
- Knowledge of integrated fiscal emission (NFC-e, NF-e, and NFS-e).
- Understanding of financial and accounting card reconciliation.
- Familiarity with receivable anticipation, funding, and credit risk.
- Knowledge of Bacen, PCI-DSS, LGPD regulations, and payment method compliance.
Preferred Qualifications:
- MBA in Product Management, Business, or Finance.
- Experience in acquirers, fintechs, processors, or payment institutions.
- Experience with Tap2Pay in production.
- Participation in creating payment products from scratch.
- Experience with Open Finance/Open Banking.
- Experience with payment APIs and Pix.
- Familiarity with complete integration between POS, ERP, and fiscal emission.
- Experience with receivable anticipation, registrars, FIDC, and SCD.
- Experience with automated accounting reconciliation.
- Experience in high-volume transactional environments.
- Consolidated network of relationships in the payment ecosystem.
Benefits:
- Hybrid work model
- Flexibility and work-life balance
- Professional development and growth
- Competitive benefits package
- Global culture of inclusion and belonging
- Social impact opportunities