Description
As a Senior Business Analyst at Capital One, you will apply your strategic and analytical skills to major company challenges.
You will be joining the Upmarket Card Credit Line Increase Program (CLIP) Valuations team positioned directly within the Upmarket Card Line of Business.
The Upmarket CLIP program is on an incredible growth trajectory, currently granting over $10B in annual exposure and generating $1B+ in Net Present Value (NPV).
In this role, you will:
- Design and optimize our long-term valuations infrastructure to effectively manage, optimize, and monitor the business.
- Leverage structured communication and compelling storytelling to translate complex information into clear narratives, securing alignment across stakeholders.
- Partner closely with leadership and a talented team of model developers to drive the credit and business expansion agenda.
What you ideally bring to the table:
- Experience driving strategy in management consulting, Tech, or FinTech environments.
- An academic foundation in a quantitative discipline combined with hands-on coding experience.
- Strong business acumen and strategic influencing skills.
- Practical experience with AI use cases.
General Responsibilities:
- Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations.
- Product: Perform modeling/analytics to assist new product and pricing strategies for various lending products.
- Marketing: Support direct-to-consumer marketing efforts for select products, and strategic intent for products distributed through the retail channel.
- Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis.
- Execution: Involve problem frameworks, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan.
- Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability.
Basic Qualifications:
- At least 2 years of professional experience performing analysis.
- Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: A Bachelor's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer engineering, Software engineering, Mechanical engineering, Information Systems or a related quantitative field), A Master's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical engineering, Information Systems or a related quantitative field) or an MBA with a quantitative concentration.
Preferred Qualifications:
- Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering.
- 1+ years of experience in Statistical model building.
- 1+ years of experience in market research.
- 1+ years of experience in SQL querying.
- 2+ years of experience in business analysis.
- 1+ years of experience in consulting.
The minimum and maximum full-time annual salaries for this role are: McLean, VA: $111,200 - $126,900 for Sr. Business Analyst Richmond, VA: $101,100 - $115,400 for Sr. Business Analyst
This role is also eligible to earn performance-based incentive compensation, which may include cash bonus(es) and/or long-term incentives (LTI).