Description
We are seeking a Payments Product Manager to join our Transaction Banking team in Frankfurt. As a Payments Product Manager, you will support the development and delivery of Euro Clearing and payments solutions for Financial Institutions and FinTech clients.
You will act as a trusted partner to the Product Lead, contributing to product strategy, delivery, and stakeholder engagement across the end-to-end product lifecycle. Your goal will be to ensure product initiatives are aligned to client needs, regulatory expectations, and commercial objectives.
Key Responsibilities:
- Define Product Strategy: Develop a product strategy that aligns with business vision, managing capabilities, balancing short-term with long-term goals.
- Cross Functional Alignment: Lead cross-functional relationships, working with various teams to ensure alignment of product strategy and goals.
- Risk and Control: Oversee product risk management, including identification of potential risks and development of strategies to mitigate those risks.
- Product Development Lifecycle: Own product development lifecycle, from concept to launch, ensuring efficient processes and on-time delivery.
- Deliver Product Goals and Performance: Deliver clear objectives and key outcomes to steer the product vision and ensure alignment with company's business goals.
- Data Driven Decisions: Monitor product performance through data-driven analysis and insights, regularly assessing progress against objectives.
- Customer-Centric Focus: Drive a customer-first approach across the product vision, ensuring customer insights and feedback are at the core of the product strategy.
- Business and Financial Acumen: Understand pricing models, cost structures, and ROI to make financially grounded decisions.
Requirements:
- Ability to take ownership of initiatives and deliver outcomes end-to-end.
- Experience partnering with senior stakeholders and representing product topics when required.
- Structured problem-solving capability, with the ability to simplify complex topics into clear actions.
- Effective stakeholder management across business, technology, and control functions.
- Clear written and verbal communication skills, including presenting complex material in a governance-aware manner.
- Commercial awareness, with the ability to apply judgement to product and client scenarios.
Desirable Skills:
- Experience in Transaction Banking, Payments, or Cash Management within financial services.
- Knowledge of payments and clearing systems such as SEPA or Euro clearing.
- Understanding of Financial Institution and correspondent banking payment models.
- Exposure to FinTech clients or API-based/platform-led solutions.
- Experience supporting product delivery, including requirements definition and working alongside technology teams.
- Awareness of regulatory developments within payments and related control frameworks.