Description
We are seeking a Mortgage Adviser to deliver high-quality, regulated mortgage advice to both new and existing clients. You will play a key role in ensuring accurate, compliant recommendations and first-class service throughout the entire mortgage journey, with responsibility for upholding FCA requirements.
Key Responsibilities
Client Advice & Service
- Provide clear, professional mortgage advice to prospective and existing clients.
- Gather and assess client information to complete full needs analyses.
- Prepare and present compliant and suitable recommendations and reports.
- Ensure consistent adherence to FCA requirements and company compliance policies.
- Accurately and promptly log all client interactions.
Business Development
- Collaborate with your Supervisor to deliver a business development plan aligned to company objectives.
- Build and maintain strong relationships with clients, introducers, and relevant stakeholders.
- Regularly review client circumstances to identify ongoing advice opportunities.
- Represent SPF Private Clients professionally at all times.
Compliance & Record Keeping
- Follow company procedures when submitting business and managing client files.
- Ensure all administrative tasks meet required record-keeping and file-quality standards.
- Complete remedial actions promptly and within set timescales.
- Maintain accurate data within internal systems.
- Demonstrate ongoing competence through monitoring and assessments as required.
Training & Development
- Obtain and maintain required qualifications to act as a Registered Mortgage Adviser.
- Complete CPD in line with company policy.
- Participate in training programmes and work with your Supervisor to address development needs.
- Keep up to date with industry practices and regulatory changes.
Qualifications & Skills Required
- CeMAP (Certificate in Mortgage Advice and Practice) or equivalent.
- Knowledge of relevant FCA sourcebooks.
- Awareness of financial crime and AML requirements.
- Strong communication skills suitable for a wide range of client situations.
- Ability to assess information, apply regulatory standards, and work within clear processes.
- Experience within an employee benefits or similar financial services environment is advantageous.