Description
Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.
We are looking for a Senior Backend Engineer to join the Account Sharing team within Wise’s Consumer Squad. The team is focused on building entirely new products in the shared finances space for consumers , including international joint accounts and kid accounts.
As part of this role, you will help shape products from the ground up, working closely with Product Managers, Designers, Data Analysts, and User Researchers to deeply understand customer problems and turn ambiguous ideas into scalable financial products used by millions of customers worldwide.
Key focus areas for the team are:
- Building international joint accounts for globally distributed users
- Expanding Wise kid accounts into additional markets
- Creating shared finance experiences that work across borders
- Designing scalable backend systems for high-growth consumer products
- Developing features around shared spending, sending/receiving money, and account customization
- Collaborating on customer discovery and product iteration
- Scaling infrastructure and improving reliability across multiple markets
- Building greenfield financial products from concept to production
You’ll also have opportunities to work across multiple areas of the Wise ecosystem, including:
- Send/receive money flows
- Spend experiences
- Authorization systems
- FinCrime-related systems
- Shared account infrastructure
Requirements:
- You know how to build scalable distributed systems and deliver customer-facing products used by millions of users.
- You are proficient in backend programming languages such as Java, Kotlin, Python, or Go.
- You have strong experience designing asynchronous, reliable, and scalable systems within microservice architectures.
- You are comfortable working in greenfield environments where requirements evolve rapidly and ambiguity is part of the process.
- You have a strong product mindset and enjoy collaborating closely with Product Managers, Designers, Analysts, and Researchers to shape solutions , not just implement them.
- You care deeply about customer experience and understand how technical decisions impact end users.
- You are comfortable contributing to architectural discussions, challenging assumptions, and influencing technical and product direction.
- You write clean, maintainable, well-tested code and care about long-term scalability and reliability.
- You are a strong communicator who can explain complex technical concepts clearly and collaborate effectively across teams.
- You are comfortable operating independently while also contributing to a collaborative team culture.
Nice to have:
- Experience building greenfield products from scratch
- Experience working on international consumer products
- Experience with payments, financial systems, or compliance-heavy environments
- Experience building systems at global scale
- Familiarity with event-driven architecture and messaging systems such as Kafka
- Experience with customer-facing financial products
- API-first development experience
What do we offer:
- Starting salary: £111,000 - £145,000 + RSUs
- Wise Benefits