Description
We are seeking a Wholesale Credit Risk Sanctioning - LevFin - Analyst to join our team at Barclays in Mumbai.
As a Wholesale Credit Risk Sanctioning - LevFin - Analyst, you will independently assess and make credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors. You will ensure alignment with the bank's credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector.
Key responsibilities include:
- Analysing complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.
- Monitoring the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
- Evaluating the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
- Documenting credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
- Developing and implementing strategies to mitigate identified credit risks and optimise portfolio performance.
As an analyst, you will be expected to:
- Perform prescribed activities in a timely manner and to a high standard, consistently driving continuous improvement.
- Possess in-depth technical knowledge and experience in your assigned area of expertise.
- Demonstrate thorough understanding of the underlying principles and concepts within the area of expertise.
- Lead and supervise a team, guiding and supporting professional development, allocating work requirements, and coordinating team resources.
To be successful in this role, you should have:
- Experience in corporate credit risk assessment of global credits, with a focus on the US and/or EMEA regions within the high risk/LevFin domain.
- Experience in preparing annual/periodic credit reviews for submission to senior Risk Officers and presentation in Credit Committees.
- Ability to stay current with financial analysis and risk profile of the assigned sectors, borrowers, and counterparties.
- Experience in actively supporting senior credit officers for periodic regulatory examinations / Internal Audits / Transactions / Risk initiatives.
Highly valued skills include:
- Experience in credit risk (3+ years), preferably in an international banking environment, covering Leveraged and/or High Yield clients.
- Good analytical skills with attention to detail, ability to provide big-picture decision making.
- Good interpersonal, verbal, and written communication skills, and the ability to clearly articulate complex concepts and ideas.