Description
We are seeking a Wholesale Credit Sanctioning - LevFin - AVP to join our team at Barclays in Mumbai.
The purpose of this role is to independently assess and make credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors. You will ensure alignment with the bank's credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector.
Key responsibilities include:
- Analysing complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.
- Monitoring the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
- Evaluating the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
- Documenting credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
- Developing and implementing strategies to mitigate identified credit risks and optimise portfolio performance.
As an Assistant Vice President, you will be expected to:
- Advise and influence decision making, contribute to policy development, and take responsibility for operational effectiveness.
- Lead a team performing complex tasks, using well-developed professional knowledge and skills to deliver on work that impacts the whole business function.
- Set objectives and coach employees in pursuit of those objectives, appraise performance relative to objectives, and determine reward outcomes.
To be successful in this role, you should have:
- Hands-on experience in corporate credit risk assessment of global credits, with a focus on the US and/or EMEA regions within the High Risk/LevFin domain.
- Experience in preparing annual/periodic credit reviews for submission to senior Risk Officers and presentation in Credit Committees.
- Ability to conduct ongoing monitoring of assigned portfolios, promptly notifying senior management of adverse client or segment developments and trends.
- Good analytical skills with attention to detail, ability to provide big-picture decision making.
- Good interpersonal, verbal, and written communication skills, with the ability to clearly articulate complex concepts and ideas.
Some highly valued skills may include:
- Experience in credit risk, preferably in an international banking environment, covering Leveraged and/or High Yield clients.
- Ability to work in a fast-paced environment, multi-task, and handle various competing priorities.