Description
We're on a mission to make money work for everyone.
We're looking for a Senior Risk & Compliance Officer to oversee risk management and compliance activities for the Spanish Branch of Monzo Bank Europe.
Key Responsibilities:
- Implement Monzo's Risk Management Framework in Spain
- Monitor key material risks covering operational, conduct, and compliance risks
- Support regulatory engagements with Banco de España
- Provide independent oversight and advice to the Spain Branch Manager
- Develop and maintain risk and compliance dashboards, metrics, and data analytics capabilities
- Champion a strong risk and compliance culture across Monzo's Spanish operations
Requirements:
- Minimum 7 years of experience in Risk Management, Compliance, or Internal Audit within a regulated retail bank, digital bank, or top-tier fintech operating in Spain
- Deep understanding of Banco de España regulations and broader EBA/ECB regulatory requirements
- Proven experience in working with regulatory authorities and managing compliance-related audits
- Demonstrated experience managing or overseeing multiple risk types
- Native or completely bilingual Spanish speaker with excellent professional proficiency in English
What We Offer:
- Salary range of €75,000 - €95,000 + Incentive Awards tied to your performance
- Hybrid working model, based in our Madrid office 2-3 days a week
- Flexible working hours and trust you to work enough hours to do your job well
- Annual Leave - 38 days including public holidays
- €1,200 learning budget each year
- Private healthcare scheme
- Wellbeing benefits: financial education, women's and men's health support, mental health benefits