Description
As a Senior Business Analyst for our $55B+ Commercial Real Estate (CRE) business, you will be a strategic partner to Relationship Managers, Underwriters, and Credit Officers.
Your primary project will be to manage how we’re conducting credit risk analysis across the portfolio as market dynamics and the macroeconomy change and put pressure on our borrower’s financial health.
We are a high-visibility, collaborative team acting as the strategic bridge between a variety of cross-functional partners. The dynamic is fast-paced and focused on solving "white-space" questions that lack a pre-existing playbook. While we move quickly to support business decisions, we also prioritize taking the time to invest in ourselves and become experts in our work. You will be empowered to autonomously drive your own workstreams.
We value analytical rigor,someone who isn't satisfied with an "acceptable" answer but drills deep to find the best one. Because we act as the bridge across the business, a strong "translator" perspective is critical. We thrive with proactive "builders" who can simplify complex problems into actionable outcomes that move the needle for the business.
General Responsibilities:
- Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
- Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
- Execution: Involve problem frameworks, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan
- Partnership: Work closely with colleagues across Capital One including: Underwriting, Credit, Product, Tech and others to drive improvement
- Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
- Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy and responsible approach to business
- Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
- Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
- Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus
Basic Qualifications:
- At least 2 years of professional experience performing analysis
- Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
- A Bachelor's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer engineering, Software engineering, Mechanical engineering, Information Systems or a related quantitative field)
- A Master's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical engineering, Information Systems or a related quantitative field) or an MBA with a quantitative concentration
Preferred Qualifications:
- Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering
- 1+ years of experience in Statistical model building
- 1+ years of experience in market research
- 1+ years of experience in SQL querying
- 2+ years of experience in business analysis
- 1+ years of experience in consulting
The minimum and maximum full-time annual salaries for this role are listed below, by location. McLean, VA: $111,200 - $126,900 for Sr. Business Analyst Richmond, VA: $101,100 - $115,400 for Sr. Business Analyst Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance-based incentive compensation, which may include cash bonus(es) and/or long-term incentives (LTI). Incentives could be discretionary or non-discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.