Description
Howden is seeking a Producer to join its Health & Benefits team in Houston. This role is responsible for generating new business, managing an existing book of employee benefits accounts, and building relationships with clients and carrier partners across the region.
New Business Development
- Identify, pursue, and close new Health & Benefits accounts within the assigned territory
- Develop and execute a prospecting strategy using referral networks, carrier relationships, and market research
- Prepare and deliver proposals, presentations, and renewal strategies to prospective clients
Account Management
- Maintain and grow an assigned book of Health & Benefits business
- Coordinate with account executives, benefits consultants, and compliance teams to service client accounts
- Conduct periodic account reviews to identify coverage gaps, cross-sell opportunities, and retention risks
Relationship Management
- Build and maintain relationships with carrier partners, underwriters, and other market contacts
- Represent Howden at industry events, trade associations, and client functions
- Stay current on market trends, regulatory developments, and competitor activity within the Health & Benefits segment
Requirements
- Active Health & Benefits (Life, Accident & Health) producer license in Texas (or ability to obtain within a defined period)
- Demonstrated track record of new business production within employee benefits accounts
- Established network of referral sources and/or carrier relationships within the Houston market
- Strong working knowledge of group health, dental, vision, life, disability, and voluntary benefits products
- Professional designations (CEBS, GBA, REBC, or equivalent) preferred but not required
- Strong verbal and written communication skills, with the ability to present to prospective and existing clients
Compensation and Benefits
- Competitive base salary
- Commission-based incentive program
- Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
- 401(k) retirement plan
- Flexible Paid Time Off and paid parental leave
- Life and Disability insurance