Description
The Lending Vice President works closely with Coverage, Business Risk Management, Investment Solution, and rest of Lending team members to implement and execute Lending business strategy and transactions for the APAC region.
Key Responsibilities:
- Support the structuring and execution of tailored financing solutions for Ultra High Net Worth clients and Family Offices in Southeast Asia and South Asia
- Focus on financing solutions against liquid to less liquid assets, such as Share Backed Financing, Real Estates, Alternative Investments, and Structured Products
- Deal with both flow transactions and cases that have an element of exception to credit policy, large exposures, concentrations, extended credits, and require extensive analysis and risk mitigation strategies
- Participate in new business initiatives and product development, and enhance the credit platform to drive growth for the franchise
- Collaborate with Sales/Coverage, internal/external lawyers, and clients on legal documentation to help close transactions
- Monitor ongoing transactions and review/draft marketing, deal execution materials, and internal desk reports
- Shape credit-related processes, policies, and platform enhancements
Requirements:
- 8+ years of relevant experience in Private Banking, Wealth Management, Investment Banking, Structured Finance, Credit Structuring, or Lending Solutions functions within a leading financial institution
- Demonstrated experience in structuring and executing bespoke financing solutions for Ultra High Net Worth clients, Family Offices, and complex borrower structures
- Strong credit analysis and underwriting skills, with the ability to assess corporate, individual, and asset-backed credit risk
- Solid understanding of credit risk management principles, including concentration risk, covenant structuring, risk mitigation techniques, and collateral management
- Experience structuring transactions involving large exposures, extended credit facilities, policy exceptions, and bespoke financing solutions requiring extensive analysis and negotiation
- Strong understanding of lending documentation, legal structures, and transaction execution processes
- Knowledge in fundamental financial analysis, including on corporates
- Possesses good understanding of credit process, policies, and related legal/regulatory requirements
- Strong communicator with an ability to write concise reports
- Have an open mindset and respect challenging views from different stakeholders
- Strong analytical skills and an independent decision-maker with the ability to support or defend conclusions
- Team-oriented, flexible, diligent, self-motivated, and willing to set an example to junior teammates
- Ability to collaborate effectively with a wide range of cultures/personal styles and establish strong partnerships with infrastructure staff
- Ability to work under pressure and deadlines
- Proven ability to leverage AI tools to enhance productivity, optimize workflows, and solve business problems
Benefits:
- Flexible benefits plan, including virtual doctor consultation services
- Comprehensive leave benefits
- Gender Neutral Parental Leave
- Hybrid working arrangements
- 25 days of annual paid leave, plus public holidays
- A culture of continuous learning to aid progression