Description
We are seeking a Risk Specialist, Associate to join our Global Credit Analytics Function (GCAF) team in Mumbai.
The Risk division has a fundamental responsibility to protect the Bank, with group-wide responsibility for the management and control of credit, market, operational, and reputational risks.
As a Risk Specialist, Associate, you will undertake accurate and timely credit analysis of counterparties, write rating reports and credit reviews, and participate in live trades with onshore credit officers.
Your key responsibilities:
- Undertake credit analysis of counterparties, including corporates and financial institutions
- Write rating reports and credit reviews for recommendation to senior members for approval
- Participate in live trades with onshore credit officers and provide recommendations
- Monitor and surveil assigned international portfolios, including rating changes and market developments
- Understand various banking products, including trade finance and derivatives, and credit documentation
- Manage your own credit portfolio and assist senior decision-makers
- Interface with credit officers, business sides, exposure management, and operations teams
What we’ll offer you:
- Best-in-class leave policy
- Gender-neutral parental leaves
- 100% reimbursement under childcare assistance benefit
- Sponsorship for industry-relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive hospitalization insurance for you and your dependents
- Accident and term life insurance
- Complimentary health screening for 35-year-olds and above
Your skills and experience:
- Relevant professional qualifications, such as MSc, MA, MBA, CA, or CFA
- Relevant work experience in credit underwriting
- Strong analytical skills, knowledge of financial markets, and economic/industry trends
- Strong accounting background, knowledge of financial ratios, financial statement analysis, and cash flow projections
We welcome applications from all people and promote a positive, fair, and inclusive work environment.