Description
We are seeking a Senior Underwriter, Commercial Lines to join our team responsible for commercial accounts of $50,000 and above.
As a Senior Underwriter, you will evaluate and select complex risks in property and liability insurance, playing a key role in growing our commercial insurance portfolio. You will be the primary contact for brokers, manage renewals, identify new business opportunities, and utilize your technical expertise.
Responsibilities:
- Analyze and select business by identifying client needs and risk characteristics
- Collaborate with the engineering team to interpret trends and recommendations
- Conduct technical reviews of complex accounts under your responsibility
- Follow up on pending recommendations with internal partners
- Develop and maintain strong relationships with brokers and internal stakeholders
- Preserve the quality and profitability of the commercial insurance portfolio
- Transfer risks exceeding your decision-making authority to the head office
- Identify potential issues in loss ratios and emerging trends
- Master systems, tools, and computer programs related to commercial underwriting
- Participate in audits and quality controls
- Stay up-to-date on industry trends, news, and regulatory changes
Requirements:
- Minimum 5 years of experience in commercial insurance (underwriting)
- Excellent French language skills, written and verbal
- Strong risk analysis, pricing, and product knowledge, particularly in construction, manufacturing, retail, and wholesale sectors
- In-depth knowledge of risk selection principles, insurance contracts, and rating programs
- Functional understanding of related areas (claims, risk management, accounting)
- Proficient in Microsoft Office
- Ability to build lasting relationships with brokers and clients
- Collaborative mindset and ability to work effectively with internal teams
- Positive leadership, professional autonomy, and ability to mentor
- Capacity to understand and anticipate broker and client needs
Preferred Qualifications:
- Expertise in underwriting complex risks
- PAA/FPAA titles obtained or in progress
- Ability to influence, advise, and collaborate effectively
- Positive leadership and performance orientation
- Motivation to grow a strategic portfolio
What We Offer:
- Comprehensive compensation package including base salary, annual bonus eligibility, retirement savings plan, employee stock ownership plan, health benefits, wellness initiatives, and volunteer opportunities
- Hybrid and flexible work model
- Exceptional career development opportunities
- Competitive vacation policy with the possibility of purchasing 5 additional days per year
- Employee-led programs focused on diversity, equity, and inclusion
- Corporate wellness programs to support employee physical and mental health