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From the employer's careers site First seen 29 Oct 2026

Senior Associate, Data Scientist - Credit Card Innovation

Capital One senior full-time

Salary

$135,600 - $154,800 per year

Apply on Capital One

Description

As a Senior Data Scientist at Capital One, you'll be part of a team leading the next wave of disruption, using the latest computing and machine learning technologies to unlock big opportunities that help everyday people save money, time, and agony in their financial lives.

Join the creditflow team, powering the next-generation credit decisioning and valuations model scoring platform. Your mission will be to seamlessly connect complex financial data with real-time analytics to optimize credit policy, enhance cash flow underwriting, and deliver lightning-fast credit decisions.

In this role, you will:

  • Partner with a cross-functional team to deliver a product customers love
  • Leverage technologies like Python, Conda, AWS, H2O, Spark to reveal insights hidden within huge volumes of data
  • Build machine learning models through all phases of development
  • Translate complex work into tangible business goals

The ideal candidate is innovative, creative, technical, statistically-minded, and a data guru. You'll have hands-on experience with open-source tools, cloud computing platforms, and machine learning.

Basic qualifications include a Bachelor's or Master's degree in a quantitative field plus relevant experience.

Preferred qualifications include a Master's or PhD in STEM, experience with AWS, Python, Scala, R, machine learning, and SQL.

The salary ranges for this role are:

  • Cambridge, MA: $135,600 - $154,800
  • Chicago, IL: $123,300 - $140,700
  • McLean, VA: $135,600 - $154,800
  • New York, NY: $148,000 - $168,900

This role is also eligible to earn performance-based incentive compensation.

Skills

Required

Nice to have

  • Master's Degree in STEM
  • PhD in STEM
  • Scala
  • R
  • SQL
Apply on Capital One