Description
Grab is Southeast Asia's leading superapp, offering various services including food delivery, financial management, and transportation.
The Assistant Manager for Regional Credit Risk in consumer lending is responsible for managing and driving credit risk management strategies, policies, and procedures.
Critical Tasks:
- Optimize underwriting and portfolio management risk policies through use of analytics and strategies for consumer portfolios
- Understand, implement, and promote best lending practices across different countries, ensuring successful acquisition and portfolio management strategies are integrated
- Continuously monitor portfolio risk reports, leveraging them to pinpoint and capitalize on opportunities for enhancing credit program efficiency
- Regularly provide ad-hoc credit risk evaluations and advisory to Regional teams, Group Risk Head, and other key stakeholders
- Assist in product and credit program development, reviewing and estimating risk parameters, product pricing, structure, and ensuring regulatory compliance
- Drive business agenda with potential partners, ensuring optimal risk and profitability economics
Qualifications:
- A Master's/Bachelor's degree in a related domain in Statistics, Mathematics, Economics or relevant
- With a minimum 4 years in roles such as Credit Underwriting, MIS Reporting, Credit Policy, or Credit Analytics within the financial services or FinTech industry
- Experience with the retail banking customer credit life cycle, including origination and portfolio management; with prior experience in consumer lending (preferably credit cards/ personal loans/ Buy now pay later)
- Advanced technical expertise concerning credit risk models, database management, and segmentation techniques
- Expertise in using Python and SQL for data analysis
- Knowledge in visualization/dashboard tools such as Power BI will be an advantage
Life at Grab:
- Term Life Insurance and comprehensive Medical Insurance
- GrabFlex, create a benefits package that suits your needs and aspirations
- Celebrate moments that matter in life with loved ones through Parental and Birthday leave, and give back to your communities through Love-all-Serve-all (LASA) volunteering leave
- Confidential Grabber Assistance Programme to guide and uplift you and your loved ones through life's challenges
- Balancing personal commitments and life's demands are made easier with our FlexWork arrangements such as differentiated hours