Description
Wise is looking for a Senior Manager to join its growing financial crime compliance oversight team in North America. This role will be working alongside the NorthAm Financial Crime Compliance Lead and a highly effective team in second line compliance.
Your main responsibilities will include:
- Supervising measures to ensure that financial crime risks are taken into account in day-to-day operations, with a focus on AML and Fraud investigations
- Providing advice and guidance to other teams and stakeholders on BSA and AML/CTF regulations, as well as related Wise policies and procedures
- Supporting the development and maintenance of the compliance FinCrime oversight framework, specifically on AML and Fraud investigations and controls
- Challenging first line teams on the development of controls and providing approvals on any control changes, new products or features
- Representing fincrime compliance oversight internally and externally to regulators, auditors, and partners
- Ensuring strong oversight of all compliance operations focusing on AML and Fraud
- Serving as a member of the US SAR committee, providing feedback to the SAR Reporting Team
- Contributing to the company's annual Financial Crime Risk Assessment for Wise US Inc.
- Monitoring new FinCrime regulatory developments and maintaining oversight of their implementation
- Proactively identifying key areas of risk and working with first line teams to develop mitigation plans
- Defining and monitoring MI/KRIs for the covered areas, escalating concerns with clear recommendations
To be successful in this role, you should:
- Be an expert in US financial crime regulations, including the Bank Secrecy Act, OFAC, and NY DFS Part 504
- Have extensive experience working on AML and Fraud investigations
- Be able to design and challenge processes, ideally across multiple products
- Be solution-oriented and able to improve current practices and processes
- Be a comfortable and effective communicator, both in writing and speaking
- Have a sense of urgency and be able to work well under pressure, prioritizing and taking responsibility
- Have great people skills and be able to collaborate with colleagues throughout the business and across the globe
Nice to haves:
- Experience with OCC regulations
- Certified Anti-Money Laundering Specialist (CAMS), or similar
- Experience with conducting risk assessments
- Experience conducting QA/QC on SARs
- Experience with FinCrime risk associated with AML and Fraud
- Experience with training/mentoring junior team members
- Exposure to sanctions/OFAC risk intersections with investigations/SAR/TM