Description
Ramp is launching payments across the EU through its Swedish payment institution. We're hiring a KYB/AML Analyst in Stockholm to review and onboard business customers of our Swedish entity, work directly with those customers to get them live, and resolve onboarding requirements raised by our partners.
Responsibilities:
- Carry out first-line (1LoD) KYB reviews of business customers onboarding with Ramp's Swedish payment institution: company verification, beneficial ownership, sanctions/PEP/adverse-media screening, and risk assessment
- Decide standard cases end to end, and escalate complex or higher-risk cases with a clear rationale
- Handle customer communications through onboarding: clear document requests, follow-ups and status updates
- Resolve onboarding requirements from our card-issuing and payments partners for EU customers
- Document decisions to a standard that holds up to second-line and regulatory review
- Keep Swedish casework moving when teammates are on leave or handling incidents
- Spend part of your time improving how we work: playbooks, templates and AI-assisted workflows
Requirements:
- 2–4 years of KYB / AML / onboarding experience at a fintech, payment institution, EMI or bank
- Solid grounding in business customer due diligence: company registers, UBO identification, sanctions/PEP screening, and spotting red flags
- Fluent English, written and verbal
- Clear, friendly written communication with customers
- Curiosity about AI tools and how they can make casework faster and better
- Based in, or relocating to, Stockholm, with the right to work in Sweden
Nice-to-haves:
- Swedish (strongly preferred)
- Familiarity with Swedish sources and requirements (Bolagsverket, the beneficial ownership register, FI expectations under the Swedish AML Act)
- Experience onboarding EU businesses across several jurisdictions
- An additional European language
Benefits:
- Flexible PTO
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend
- And more, depending on location