Description
We are looking for a Credit Analyst I to join our Small Business Lending team. As a Credit Analyst I, you will analyze complex personal and corporate loan portfolio financial statements for loan risk rating and monitoring purposes.
Responsibilities:
- Analyze financial statements to assess loan risk and monitor covenant compliance
- Set up tracking for and monitor facilities for collateral valuation and credit weaknesses
- Perform $1-3MM Loan Interim Reviews and prepare Loan Packages for Annual Reviews
- Prepare and analyze financial spreads and cash flow statements
- Maintain high-quality, timely financial spreads and credit packages
- Manage communication with borrowers and co-workers
- Train for and master advanced credit concepts
- Support other credit-related activities and divisional projects
Basic Qualifications:
- Bachelor’s Degree or military experience
Preferred Qualifications:
- Bachelor’s degree in Accounting or Finance
- 2+ years of experience in financial statements, lending analysis, underwriting or loan review
This role is eligible to earn performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.
Capital One offers a comprehensive set of health, financial and other benefits that support your total well-being.