Description
DUAL North America is seeking a Senior Underwriter for the Upper Middle Market Property division.
In this role, you will provide technical expertise to evaluate insurance submissions, balancing risk exposure, coverage needs, and profitability.
Role Responsibilities
- Underwrite complex insurance risks within granted level of authorities by identifying and analyzing risk exposures, loss frequency and severity against desired coverage.
- Curate a portfolio of business in accordance with Underwriting Guidelines and prescribed pricing tools.
- Identify changes in account/market risk exposures and loss trends to maximize profitability.
- Work with Manager to define and execute team production goals.
- Review referrals from Underwriters and Associate Underwriters.
- Provide technical guidance, coaching, and mentoring to others on the team and within the company.
- Execute on annual new and renewal business goals by achieving agreed premium income and hitting quote numbers with desired hit ratios and retentions.
- Foster relationships with key producers by traveling to connect and attend events/meetings as needed.
- Gather and compile information required to quote and/or bind an account.
- Demonstrate advanced understanding of technical underwriting principles and risk underwriting characteristics in their line of business.
- Keep up to date on market dynamics, competitive landscape, and product differences - communicate market intelligence to the broader group.
- Negotiate with producers within the limits of delegated authority and in accordance with established underwriting standards to achieve profit objectives.
Key Requirements
- Bachelor’s degree in risk management, finance, business, or a related field preferred.
- 5–8 years of relevant underwriting experience.
- Professional certifications such as CPCU, AU, or similar designations preferred.
- In-depth understanding of technical underwriting principles and risk assessment.
- Technical knowledge of E&S coverage policy forms and critical catastrophe modeling.
- Strong analytical, negotiation, and decision-making skills.
- Proven ability to manage and build broker and client relationships; existing producer relationships preferred.
- Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint).
- Demonstrated ability to handle complex risks with sound judgment.
- Highly self-motivated with strong attention to detail.
- Ability to travel 10–25% as required for client meetings, conferences, or industry events.
What We Offer
- A career that you define.
- Medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more.