Description
We are seeking a motivated Commercial Underwriter to join our Small Business Lending Operations team. In this role, you will support small business borrowers and be a key player in a high-performing team.
Responsibilities:
- Underwrite and review loans up to $10MM
- Make decisions on new loan requests, renewals, and credit assessments within your commercial loan authority
- Provide excellent service to business bankers and internal partners
- Collaborate with Small Business Bankers to structure loan requests that meet Capital One policy and borrower needs
- Deliver a great customer experience, working with Business Loan Advocates
- Recommend commercial loan risk ratings as part of the underwriting process
- Ensure adherence to bank and line of business policies and procedures
- Identify and deliver improvements in Small Business policy, underwriting, and risk management
- Contribute to department training and growth
Basic Qualifications:
- Bachelor’s Degree or Military experience
- At least 4 years of experience in credit administration, small business underwriting, commercial loan underwriting, or commercial lending
Preferred Qualifications:
- 5+ years of experience in credit administration, small business underwriting, commercial loan underwriting, or commercial lending
- Bachelor’s Degree in Finance or Accounting
- Completion of a formal credit training
The salary range for this role in Plano, TX is $138,100 - $157,700 per year. This role is also eligible to earn performance-based incentive compensation, including cash bonuses and/or long-term incentives.