Description
We are seeking an Analyst in Know Your Business (KYB) Operations to play a critical role in ensuring compliance and risk mitigation by verifying and validating customer identities and business entities.
The ideal candidate will have 3-6 years of experience, with a strong understanding of Client Due Diligence requirements across the US, EU, and APAC region.
Key Responsibilities:
- Review and process new onboarding applications for individuals and corporates as per internal policies and guidelines.
- Conduct in-depth AML/CTF investigations on open and escalated applications, identifying potential areas of financial, reputational, and regulatory risk.
- Utilize expert knowledge of money laundering, financing of terrorism, and related issues to resolve investigations promptly, preventing negative impacts on the company’s financial position and reputation.
- Review and analyse daily escalated cases, ensuring compliance with internal policies and regulatory standards.
- Handle complex and confidential cases independently, ensuring a complete audit trail for all alerts and cases.
- Monitor assigned businesses or products for AML activity and conduct autonomous reviews and investigations.
- Identify current and emerging transaction typologies, staying proactive in knowledge development.
- Run projects to improve processes through simplification or automation.
Requirements:
- 3-6 years of experience, with a minimum of 3 years in KYC/B onboarding, Periodic Reviews, AML monitoring, and Investigations.
- Strong understanding of Client Due Diligence requirements across the US, EU, and APAC region.
- Experience in global payments or remittance organizations will be an added advantage.
- Experience in working with Product/Tech teams to implement product changes or automation.
- Attention to detail and good organizational skills are essential.
- Can prioritize, organize, and execute tasks with minimal supervision.
- Good communication skills, both written and verbal.
- Ability to multi-task and keep calm under pressure.
- A good working knowledge of Microsoft Office.
- Flexibility to work outside normal office hours and in rotational shifts to support operational requirements.
What we offer at Nium:
- Competitive salaries, performance bonuses, sales commissions, equity for specific roles, and recognition programs.
- Medical coverage along with 24/7 employee assistance program, generous vacation programs, including our year-end shut down.
- Flexible working hybrid working environment (3 days per week in the office).
- Role-specific training, internal workshops, and a learning stipend.
- Company-wide social events, team bonding activities, happy hours, team offsites, and much more!