Description
A Chairman’s Council Family Enterprise Advisory team within RBC Dominion Securities is seeking an experienced, Senior Financial Planner to join the practice as an Ultra-High-Net-Worth (UHNW) Financial Planner.
The role partners closely with the Family Enterprise Advisor to deliver high-value, tailored advice and wealth management strategies to Ultra High Net Worth and High Net Worth clients. As a valued business partner, you will also assist with business development, opportunity spotting, and revenue generation.
Responsibilities
- Deliver exceptional, white-glove and complete financial planning to ultra-high-net-worth clients, with particular focus on our most significant and complex relationships.
- Understand each client’s broader family circumstances, goals, assets, liabilities, corporate structures, cash flow, tax position, estate considerations, insurance needs, succession, philanthropy and intergenerational objectives, and connect these elements into a clear financial roadmap.
- Prepare comprehensive plans covering wealth, investment, retirement, tax optimization and risk management.
- Identify planning needs, opportunities, risks and gaps; consider alternatives and trade-offs; interpret what the numbers mean in the context of the client’s circumstances; and develop thoughtful, practical recommendations.
- Provide expert knowledge on complex client situations, such as holding companies, employee stock options, individual pension plans, retirement compensation arrangements, and gift and charitable planning.
Requirements
- CPA designation
- The In-Depth Tax Program
- A minimum of 8–10+ years of relevant industry experience
- Experience servicing High-Net-Worth and Ultra-High-Net-Worth clients
- Deep working knowledge of financial planning, tax, estate, insurance, retirement, corporate and wealth-planning principles
- Strong analytical and problem-solving skills; uses quantitative analysis and planning tools effectively while recognizing that calculations support, rather than replace, professional judgment
- A holistic, big-picture thinker who questions assumptions, recognizes what may be missing and understands implications across the client’s overall wealth strategy
- Communicates complex planning concepts clearly, confidently and appropriately for the audience; listens carefully and builds trust with clients, colleagues, RBC partners and external professionals
- Exceptional interpersonal skills and emotional intelligence
- Strong written and verbal communication skills
Nice-to-have
- CFP designation
- In-depth tax course
- A background in one of the following areas would be considered an asset: Senior Tax Manager with a reputable accounting firm, Similar role with another wealth management firm, Senior Financial Planner, A senior role in a reputable Family Office
- Other Finance Designations
- Life Insurance Designations
What’s in it for you?
- A comprehensive Total Rewards Program which includes competitive compensation and flexible benefits
- Leaders who support your development through coaching and mentoring opportunities
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work and to build close relationships with clients