Description
This is a pivotal global leadership position within Adyen's Operations function.
The Head of Credit Risk is responsible for the day-to-day management of exposures across acquiring business and issuing/financial products.
Key responsibilities:
- Lead and scale a high-performing global team across Amsterdam, Singapore, and Chicago.
- Oversee daily monitoring and manual review of high-exposure merchants within MPL and Credit Risk frameworks.
- Act as the final operational escalation point for 'edge case' approvals.
- Use operational data to influence and propose changes to Credit Models, Risk Policies, and Risk Appetite.
- Direct the global Collections function.
- Maintain a tight partnership with Product and Second Line Risk.
Requirements:
- 8+ years of experience in a credit risk leadership role within Fintech, high-volume payments, or banking.
- Deep, practical understanding of credit risk management specifically tailored to financial products.
- Strong grasp of the merchant lifecycle, bankruptcy risk, and lending/underwriting mechanics.
- Experience managing global, multi-region teams is preferred.
- Excellent communication skills to translate complex credit risks into clear proposals.