Software Engineer on the Credit Platform

As a Software Engineer on the Credit Platform, you will design, build, and operate backend services that support PayPal’s credit products.

You will work on distributed systems in a highly regulated environment, contributing to solutions that prioritize correctness, reliability, performance, and security.

Responsibilities:

• Design, build, test, and maintain backend services that power PayPal’s credit products
• Contribute to the development of RESTful APIs and microservices used across credit workflows
• Implement features that support the credit application journey, including offers and eligibility, applications, and account management
• Write high-quality, well-tested code with a focus on reliability, security, and performance
• Participate in design discussions and code reviews to improve system quality and maintainability
• Work with product, risk, compliance, and engineering partners to understand requirements and deliver solutions
• Help operate and support services in production, including monitoring, troubleshooting, and incident response
• Continuously improve system scalability, performance, and operational readiness

Requirements:

• Bachelor’s degree or higher in Computer Science, Engineering, or a related field
• 3+ years of professional experience in software engineering
• 3+ years in Java, with experience building RESTful APIs using Spring Boot or similar frameworks
• Experience developing microservices or backend systems in a production environment
• Experience with relational databases (Oracle, MySQL), NoSQL databases (DynamoDB), and analytical data warehouses (BigQuery)
• Working knowledge of data modeling and SQL fundamentals
• Experience with event-driven or asynchronous systems using messaging or streaming platforms such as Kafka or Pulsar
• Ability to write reliable, maintainable, and secure code
• Strong collaboration and communication skills

Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. We offer comprehensive, choice-based programs to support all aspects of personal wellbeing,physical, emotional, and financial,delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.