Software Development Engineer

Visa is seeking a skilled Software Development Engineer to join our team. As a Software Development Engineer, you will be an expert problem-solver and builder who designs, implements, and improves software applications and systems.

In this role, you will spend approximately 60–75% of your time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector.

Key Responsibilities:

• Collaborate with stakeholders to determine requirements for product components and incorporate feedback into future designs or solutions.
• Translate functional requirements into system designs and communicate component interactions, ensuring alignment with business needs and timelines.
• Design and develop product components, refine code plans, and lead design reviews to ensure completeness and adherence to requirements.
• Contribute to project estimation, considering delivery costs and escalating issues that may cause delays.
• Lead by example in creating, implementing, and maintaining extensible, reusable code, and drive code quality through metrics and best practices.
• Apply debugging tools to resolve moderately complex issues and identify opportunities for automation across products.
• Lead code reviews, ensuring adherence to coding standards and providing feedback to team members.
• Create complex test plans, identify test gaps, and proactively address defects to minimize customer impact.
• Leverage data analysis and monitoring standards to identify patterns and defects in all environments.
• Respond to incidents during on-call rotations, troubleshoot complex issues, and assist in incident response and resolution.
• Build, enhance, and identify new developer tools to support programs and applications.
• Proactively seek new knowledge and adapt to trends and technical solutions to improve product performance and recommend resources to other engineers.

Qualifications:

• 5+ years of relevant work experience with a bachelor's degree or at least 2 years of work experience with an Advanced Degree (e.g., Master's, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.
• Preferred qualifications include 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g., Master's, MBA, JD, MD) or up to 3 years of relevant experience with a PhD.

Technical Skills:

• Strong expertise in .NET/C#
• AI/ML Frameworks: Hands-on experience with LangChain, RAG architectures, LLM API integration, prompt engineering, and agentic AI patterns.
• Strong experience in backend development and REST APIs
• Hands-on experience with PostgreSQL, SQL and MongoDB
• Front-end development experience with ReactJS
• Agentic development using Claude Code or similar tools
• Experience designing and developing scalable enterprise applications
• Strong debugging, troubleshooting and production support skills
• Good understanding of database design, queries and performance optimization
• Experience with system/API integrations and distributed applications
• Strong problem-solving skills and ability to work independently
• Understanding of Docker and Kubernetes.

Salary Information:

• Estimated salary range: $133,300.00 to $213,400.00 USD per year
• Potential sales incentive payments (if applicable)
• Eligible for bonus and equity

Benefits:

• Comprehensive benefits package that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program