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From the employer's careers site First seen 14 Nov 2026

Senior Software Developer II - Receive Risk

Wise London Hybrid senior full-time

Salary

£111,000 - £145,000 per year

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Description

Wise is a global technology company, building the best way to move and manage the world's money. Min fees. Max ease. Full speed.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

You will be working with the Receive Risk team, which is part of Acquiring Squad, in the Global Product tribe. This team is dedicated to ensuring customers can receive money quickly and securely, using our full suite of Acquiring products.

Your main task will be to build a fraud engine that will help us ship new products and features quickly while keeping risk and cost low. You will work closely with Product, Data Science, Fraud Prevention Analysts, and our Fraud agents to strike the right balance between scaling quickly and mitigating risk efficiently.

Qualifications:

  • Hands-on experience with distributed systems, including microservices architecture and backend services supporting large-scale traffic.
  • Proven ability to deliver high-performance, low-latency systems with a focus on speed, scalability, and reliability.
  • Strong product-oriented mindset, with end-to-end ownership of features and close collaboration across teams.
  • Proficiency in Java (preferred) or solid experience with similar backend programming languages.
  • Familiarity with messaging systems such as Kafka or RabbitMQ, and strong knowledge of relational databases (SQL).
  • Excellent communication and collaboration skills, combined with a growth mindset and focus on delivering user and business value.

Nice to Have:

  • Understanding of basic machine learning concepts and experience building data pipelines.
  • Mentorship experience, helping team members grow and contributing to a culture of continuous learning.

Benefits:

  • Starting salary: £111,000 - £145,000 + RSUs
  • Wise Benefits

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Skills

Required

Nice to have

Ready to apply?

You apply with the employer directly. Their original posting is here: https://jobs.smartrecruiters.com/Wise/744000150223359-senior-software-developer-ii-receive-risk-

Apply on Wise