Senior Product Compliance & Risk Manager - Credit

As a Senior Product Compliance & Risk Manager - Credit at Wise, you will design the Product Risk and Compliance Program for Wise to offer Credit Cards across our licenses around the world.

This is a first line of defence hands-on role, embedded in the Global Spend team. You will be owning projects, collaborating on and making decisions in the following areas:

• Regulatory: Stay ahead of issuing compliance, schemes and regulatory trends. Translate and implement regulatory requirements for Product and Engineering Teams to seamlessly execute on. Identify when local regulatory requirements can be executed by leveraging existing global controls and when unique requirements need prioritisation.

• Risk and controls: Help drive the launch of new products and services by implementing controls in a customer-oriented way whilst at the same time, adhering to regulatory requirements. Challenge any assumption that is not a correct reflection of Wise's program and coordinate evidencing controls as necessary. Define the Global Regulatory and Compliance Risk metrics for the Credit products globally, supporting local teams to regionalise global KRIs. Coordinate prioritisation and efforts on issues, ensuring any necessary remediation is timely executed.

• Reporting and external engagement: Report on the health of the Credit Card program in front of internal and external stakeholders. Lead Credit Card Regulatory, Fincrime and Risk discussions and forums. Take part in industry associations initiatives.

You have a minimum of 8 years of experience working in Compliance, ideally at Financial or Payments Institutions, Card Schemes or Law or Consultancy Firms. You have been advising and solving regulatory challenges on card schemes or other issuing solutions for at least 5 years. Your experience spans across more than one area of compliance: fraud and financial crime risks, consumer protection, segregation of funds, regulatory issuing regimes and more.

You are a natural owner that drives and delivers projects from inception to completion and can go into the details of each and every problem within their domain space. You are an engaging communicator, willing to collaborate with different audiences. You are analytical, use data to make decisions and challenge assumptions.

We offer a dynamic and inclusive work environment where teams are strongest when they are diverse, equitable and inclusive.