Senior Manager, Product Management - Account Lifecycle

Product Management at Capital One involves reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology.

The Retail Bank is modernizing and building the bank of the future. Within the Bank Modernization organization, the Instruments and End of Day (EOD) Processing team is at the forefront of this transformation. We are seeking a seasoned People Leader and Senior Product Manager to lead this high-impact group and architect an adaptable common core structure to power the next generation of retail banking products.

This role requires extensive experience in core financial systems, ledger instances, and banking platform modernization to solve deep technical challenges within financial architecture. You will partner closely with enterprise teams, including Prometheus Financial Core (PFC), cross-LOB partners, Product Lifecycle Management (PLM), Offers Management, Architecture, and Finance to deliver scalable, seamless ledger integrations.

Responsibilities

• Drive Product Strategy: Lead execution across core ledger systems, ledger governance, balance updates, daily interest accrual/compounding (GAAP compliant), automated EOD execution, and EOD reconciliation.
• Manage Complex Financial Logic: Oversee automated processing for backdated transactions, rate changes, account state automation, hold management, charge-offs/recoveries, and automated late processing/alerting.
• Lead and Develop Talent: Coach and inspire a dedicated team of individual contributor product managers operating at the intersection of modern banking architecture and GAAP-compliant controls.
• Execute Technical Roadmaps: Enable seamless product configurations, ledger integrations, and migration endpoints/validations to power a modern, scalable architecture.

Requirements

• Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: A Bachelor's or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field), Business or Marketing.
• OR Bachelor's degree in any field and 4 years of Product Management experience.

Salary

• McLean, VA: $200,700 - $229,100 for Sr. Mgr, Product Management
• New York, NY: $219,000 - $249,900 for Sr. Mgr, Product Management

Benefits Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.