Senior Credit Decision Modelling Analyst

Starling is the UK's first and leading digital bank on a mission to fix banking!

We are looking for a talented and passionate Senior Credit Decision Modelling Analyst to join our 2nd line Credit Risk team.

As a Senior Credit Decision Modelling Analyst, you will be responsible for:

• Developing and implementing credit risk models and strategies.
• Working closely with stakeholders to ensure that model developments meet business requirements.
• Producing detailed model documentation, including methodology, assumptions, and limitations.
• Monitoring model performance and conducting regular reviews to ensure accuracy and stability.
• Collaborating with model validation teams to address any findings and ensure models are robust.
• Presenting model developments to Senior leadership, and representing the Credit Risk Modelling team with internal and external stakeholders.

Requirements

• Minimum 3 - 5 years' experience in developing credit risk models.
• Proficient in the use of analytical tools such as Python/R/SQL/SAS and spreadsheets.
• Graduate level education preferable, ideally in a numerical degree (or an equivalent work experience).
• Good understanding of unsecured lending products, ideally covering both retail and SME.
• Good knowledge of regulatory and risk management guidelines relating to credit risk.
• Ability to articulate model development methodologies and findings in a succinct and clear way that is suitable for the target audience.
• Organised, flexible and adaptable, with the ability to switch between tasks seamlessly.
• Strong problem-solving skills and attention to detail.
• Excellent communication and teamwork abilities.

Benefits

• 25 days holiday (plus take your public holiday allowance whenever works best for you)
• An extra day's holiday for your birthday
• Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
• 16 hours paid volunteering time a year
• Salary sacrifice, company enhanced pension scheme
• Life insurance at 4x your salary
• Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
• Generous family-friendly policies
• Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
• Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships