Senior Business Analyst - Credit Reporting & Performance

The Credit Performance & Reporting team at Capital One provides strategic support and scalable solutions for the Commercial credit risk organization. They drive credit insight generation, shape risk appetite, and produce high-impact reporting for executive leadership.

As a Senior Business Analyst, you will apply your strategic and analytical skills to major company challenges. You will team with world-class professionals to develop and test strategies that ultimately impact the bottom line. You will work in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.

General Responsibilities:

• Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations.
• Credit Risk: Support step-change improvements in credit performance by connecting drivers of future credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis.
• Execution: Involve problem frameworks, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts, and develop a monitoring plan.
• Partnership: Work closely with colleagues across Capital One, including IT, Sales, Operations, Finance, and others to drive improvement in quality, volume, service, and profitability.
• Strategic & analytic orientation: A proven track record of decision-making and problem-solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation.
• Strong business judgment, leadership, and integrity: A tenacious decision-maker, able to bring a healthy, aggressive, yet responsible approach to business.
• Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal, and negotiation skills.
• Clear results orientation: Display an intense focus on achieving both short-term and long-term goals.

Basic Qualifications:

• At least 2 years of professional experience performing analysis.
• Currently has, or is in the process of obtaining, a Bachelor's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems, or a related quantitative field).
• A Master's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems, or a related quantitative field) or an MBA with a quantitative concentration.

Preferred Qualifications:

• Master's Degree in Business or a quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering.
• 1+ years of experience in statistical model building.
• 1+ years of experience in market research.
• 1+ years of experience in SQL querying.
• 2+ years of experience in business analysis.
• 1+ years of experience in consulting.

The minimum and maximum full-time annual salaries for this role are $111,200 - $126,900. Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well-being.