Principal Financial Analyst

Capital One is seeking a culture-led, results-driven, and strategic Principal Financial Analyst for Capital One Software. This is an exciting time for the Software team, as we build momentum against recent product launches in data management and security.

Key Responsibilities:

• Build a solid understanding of Capital One Software’s P&L to support regular monthly reporting and analytical insights into financial performance.
• Conduct monthly variance analysis, identifying key drivers and income statement implications across product lines and contract structures.
• Collaborate with business partners to evaluate customer engagements, pricing structures, and growth initiatives.
• Support the creation of financial models and business cases for new product launches, feature expansions, and strategic opportunities.
• Prepare clear, concise deck slides and analysis summaries for review by finance leadership and executive stakeholders.
• Maintain well-managed, sustainable reporting processes and execute ad-hoc financial analysis for special projects.

What We Are Looking For: The ideal candidate will provide strong analytical support and financial modeling expertise as we evaluate new product launches, customer engagements, and pricing terms. The role requires solid problem-solving skills, financial acumen, and strong communication skills to:

• Synthesize analytical findings into actionable recommendations for finance leads.
• Deliver accurate, high-quality work under both open-ended and tight timelines.
• Tackle complex analytical challenges and bring structure to financial data.
• Work cross-functionally and collaborate effectively across finance and business teams.

Location: This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location.

Basic Qualifications:

• Bachelor’s Degree or military experience
• At least 3 years of experience in financial analysis
• At least 3 years of experience with financial modeling
• At least 1 year of experience using Microsoft Excel and Microsoft PowerPoint

Preferred Qualifications:

• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
• 4+ years of experience in financial analysis
• 4+ years of experience with financial modeling
• 3+ years of experience in strategic analysis & planning

The minimum and maximum full-time annual salaries for this role are listed below, by location. McLean, VA: $120,800 - $137,900 for Principal Financial Analyst Richmond, VA: $109,900 - $125,400 for Principal Financial Analyst Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance-based incentive compensation, which may include cash bonus(es) and/or long-term incentives (LTI). Incentives could be discretionary or non-discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.