KYC Operations Senior Analyst - SMA (Night shifts)

Wise is seeking a KYC Operations Senior Analyst to join the Tallinn Senior Management Approval team. The successful candidate will play a critical role in ensuring that Wise adheres to regulatory and compliance requirements.

Responsibilities:

• Review and assess high-risk customer reports to provide analysis and approval as per set policies and procedures.
• Analyse customer transaction history to identify potential risks and provide insights into customer behaviour patterns.
• Conduct in-depth analysis using provided documentation and external sources to ensure that only customers within risk appetite are onboarded.
• Communicate with internal teams to handle escalated or complicated cases.
• Provide guidance and responses to daily inquiries from peers, front-line and management regarding high-risk approval matters and case analysis.
• Maintain a high understanding of AML/CFT Regulations and their impact on the business.
• Participate in and lead projects related to SMA Team processes and guidelines.
• Support internal and external audits and regulatory process-related queries.
• Mentor and support Senior Management Approval Analysts.

Requirements:

• Minimum of 1 year of experience in EDD, AML or a similar Financial Crime compliance role.
• Good understanding of the regulatory framework surrounding customer verification.
• Excellent verbal and written English skills.
• Ability to work flexible night shifts.
• Strong organisational and communication skills.

Nice to have:

• Education: Bachelor’s degree in Finance, Business Administration, Law, or related field.
• Certifications: ICA, CAMS, or equivalent certification (EDD/AML focused).

Additional Information:

• Job level: 3.
• Salary: 2400 - 2850 EUR gross/month.
• Night shift premium: 1.25x base salary for all hours between 22:00–06:00.