Credit Risk Modeler

We are seeking a Credit Risk Modeler to join our Global Data Insights and Analytics (GDI&A) department at Ford Motor Company. As a Credit Risk Modeler, you will develop credit risk models for Ford Credit team.

Responsibilities:

• Support credit risk analytics activities across model development, independent validation, monitoring, and business reporting.
• Conduct data extraction, reconciliation, quality checks, and analytical review using tools such as SQL, SAS, Python, Excel, and PowerPoint.
• Translate analytical findings into clear insights and communicate results to stakeholders.
• Maintain clear documentation of analysis, validation observations, reporting logic, assumptions, and key findings.
• Assist in the development and enhancement of IFRS 9 models.
• Perform independent validation activities.
• Analyze portfolio trends, credit risk drivers, and model performance indicators.
• Execute recurring business reports and management information packs.

Qualifications:

• Master's degree in Finance, Financial Engineering, Analytics, Mathematics, Computer Science, Statistics, Industrial Engineering, Operations Research, or related field.
• Knowledge of probability of default (PD), LGD, and EAD modeling techniques.
• Understanding of predictive modeling techniques and their application.
• Experience with statistical methodologies.
• Programming skills in R, SAS, and Python.
• Fluency with Excel, PowerPoint, and Word.
• Strong written and oral presentation skills.
• Experience with developing and implementing cloud-based analytical solutions.

Preferred Qualifications:

• 3-5 years of experience in the banking and financial services industry.
• Experience in credit analytics and financial analytics.
• Exposure to machine learning techniques.

Benefits:

• No specific benefits mentioned.