Credit Risk Analyst

At NEXT, we're looking for a Credit & Risk Analyst to join our growing Credit & Risk team and help us use data to make better decisions for our customers and our business.

As a Credit & Risk Analyst, you'll be at the heart of understanding our credit customers. You'll use data and insight to investigate complex problems, identify risks and opportunities and help design, test and implement changes to our credit strategies.

Responsibilities:

• Support the investigation and resolution of incidents affecting our regulated credit products
• Work closely with internal and external teams to deliver projects that support our customers and business
• Develop your knowledge of credit risk, data and lending strategy
• Produce regular reporting and carry out ad hoc analysis
• Use complex analysis and multiple data sources to identify risks and opportunities
• Help investigate and solve complex business problems
• Communicate your findings clearly to stakeholders

Requirements:

• Experience working in an analyst role, ideally within consumer lending or financial services
• A highly analytical and numerate approach
• Strong Excel and SQL skills
• An eye for detail and a desire to understand complex business logic
• Strong verbal and written communication skills
• The ability to work collaboratively with a diverse team

Benefits:

• 25% off most NEXT products
• Company performance-based bonus
• Sharesave scheme
• On-site nursery
• 10% off most partner brands
• Early VIP access to sale stock
• Access to fantastic discounts at staff shops
• Restaurants with great food at amazing prices
• Access to digital GP and other free health and wellbeing services
• Free on-site parking
• Financial wellbeing services
• Apprenticeship opportunities
• Direct to Work discounts
• Support networks
• Wellhub discounted gym memberships