VP, Legal – Consumer Financial Services (CFS), Credit & Venmo

PayPal is seeking an exceptional senior executive to join its Legal team as VP, Legal – Consumer Financial Services (CFS), Credit & Venmo. This is a rare opportunity to lead legal strategy across three of PayPal’s most dynamic and high-growth business lines.

Job Description:

Leadership & Strategy

• Lead a high-performing team of experienced product and regulatory lawyers supporting PayPal’s Consumer Financial Services, Credit, and Venmo product organizations.
• Serve as the primary legal advisor and strategic partner to the heads of CFS, Credit, and Venmo, providing executive-level counsel on business strategy, product development, and regulatory matters.
• Continue to develop and lead an agile, high-performing legal team with a culture of excellence, and collaboration.
• Develop and implement legal support models, guidelines, and templates that enable business partners to move quickly and with confidence.
• Manage outside counsel relationships and legal budget strategically across all relevant matters.
• Proactively identify, assess, and implement AI-based solutions to optimize workflows, accelerate reviews, and enhance team efficiency.

Product & Regulatory Counsel

• Provide timely, business-focused legal advice on product design and strategy across CFS, Credit, and Venmo product lines; proactively identify legal and regulatory risks and recommend pragmatic mitigation strategies.
• Lead legal support for the development and launch of consumer financial services and credit products, including buy now pay later, installment lending, consumer credit, and other financial service offerings.
• Lead legal support for Venmo product and feature development, including payments, social features, financial services integrations, and related marketing campaigns and commercial transactions.
• Advise on the full spectrum of applicable federal and state laws and regulations, including: EFTA/Reg. E, TILA/Reg. Z, FCRA/Reg. V, FACTA, GLBA/Reg. P, UDAAP, FDCPA, ECOA/Reg. B, SCRA, TCPA, CAN-SPAM, state money transmitter laws, the Remittance Transfer Rule, and other consumer protection and financial services laws.
• Advise on card network and ACH rules, app marketplace guidelines, and other applicable third-party policies.
• Review product experiences, marketing content, terms, disclosures, and related materials to ensure compliance with applicable laws.
• Engage strategically with federal and state regulatory bodies including the CFPB, FTC, CA DFPI, NY DFS, and others; support regulatory exams, internal audits, and third-party reviews.
• Monitor, analyze, and advise leadership on emerging legal and regulatory developments relevant to CFS, Credit, and Venmo.
• Develop a deep understanding of PayPal’s core businesses, markets, products, customers, and competitive environment to deliver forward-looking, high-quality legal advice.

Cross-Functional Partnership

• Collaborate closely with Legal, Risk and Compliance, Finance, and other cross-functional teams to drive business growth while managing legal risk.
• Participate actively with senior business leaders to plan and execute effective product and business strategies.
• Build trusted executive relationships with stakeholders across PayPal’s family of companies to enable the delivery of excellent, business-focused legal services at scale.

Additional Responsibilities & Preferred Qualifications:

Required

• J.D. from an ABA-accredited law school; admitted to and in good standing with a state bar.
• 15+ years of relevant legal experience, with substantial time in a senior executive or leadership role.
• Deep, demonstrable expertise in Consumer Financial Services (CFS), consumer and business credit and lending, and Venmo or an analogous high-scale consumer payments platform.
• Comprehensive knowledge of federal and state financial services laws and regulations, including: EFTA/Reg. E, TILA/Reg. Z, FCRA, GLBA, UDAAP, FDCPA, ECOA, SCRA, state money transmitter regulations, and guidance from the CFPB and FTC.
• Proven track record advising on legal and regulatory matters related to product development and launch in FinTech, banking, or financial services.
• Experience engaging directly with federal and state regulatory agencies.
• Demonstrated ability to build, lead, and inspire high-performing legal teams with an inclusive and collaborative culture.
• Exceptional executive communication and influencing skills, including the ability to advise senior leadership and translate complex legal issues into clear, actionable business guidance.
• Strong business judgment and the ability to balance legal risk with business opportunity in a fast-paced, high-growth environment.
• High personal standards of ethics and integrity, with the ability to act with discretion and strict confidentiality.
• Confident, empathetic leader who can empower team members to achieve at a consistently high level while maintaining strong stakeholder relationships.

Preferred

• MBA or LLM.
• Familiarity with card network and ACH rules and applicable third-party policies (e.g., app marketplace guidelines).
• Experience with data privacy laws as they relate to financial institutions.
• Knowledge of buy now pay later (BNPL) and emerging consumer credit product structures.
• Executive-level experience in a large, matrixed FinTech or financial services organization.

Benefits: At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing,physical, emotional, and financial,delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.