Description
Deutsche Bank International Private Bank is one of the largest wealth managers worldwide, offering a broad range of traditional and alternative investment solutions, as well as comprehensive advice on all aspects of Wealth Management.
As a Lending Officer, you will work closely with Lending Management, Sales Coverage, Business Risk Management, and Investment Solution Team to implement and execute Lending business strategy and transactions for the APAC region.
Key Responsibilities:
- Work closely with Co-Heads of Lending APAC, other members of the Lending team, Coverage, Business Risk, and Investment Managers to facilitate growth of the lending book with accountability of the NA market.
- Originate, structure, and execute tailored financing solutions for Ultra High Net Worth clients and Family Offices in North Asia market.
- Focus primarily on complex financing solutions against less liquid assets, such as Share Backed Financing, Private Equity Financing, Real Estates, Alternative Investments, Structured Products.
- Promote Lending as a product and take primary ownership to build the business.
- Participate in client meetings along with Sales/Coverage to advise on the key features of the structured product and liaise with internal/external lawyers and clients on legal documentation.
- Participate in new business initiatives and product development and enhance the credit platform to support sustainable franchise growth.
- Shape credit-related processes, policies, and platform enhancements, and set a strong example for junior team members.
- Partner with Sales Coverage to originate, negotiate, and execute lending transactions that meet client and Bank requirements.
- Ensure compliance with credit underwriting standards, the NPA/NTA process, internal controls, and regulatory requirements.
Requirements:
- 7 years or more of relevant experience gained in private banking, investment bank, or financing related groups within well-regarded financial institutions.
- Knowledge in fundamental financial analysis, including on corporates.
- Possesses good understanding of credit process, policies, and related legal/regulatory requirements.
- Strong communicator with an ability to write concise reports.
- Strong analytical skills and an independent decision-maker with the ability to support or defend conclusions.
- Team-oriented, flexible, diligent, self-motivated, and willing to set an example to junior teammates.
- Ability to collaborate effectively with a wide range of cultures/personal styles and to establish strong partnerships with infrastructure staff.
- Ability to work under pressure and deadlines.
- Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
What we offer:
- Competitive Salary and non-contributory pension
- 20 days annual leave plus a generous number of public holidays
- Life Assurance and Private Healthcare for you and your family
- A range of flexible benefits, including retail discounts, gym benefits, wellbeing incentives
- The opportunity to support a wide-ranging CSR program plus take volunteering leave days