Description
We are seeking a Credit Officer to join our Credit Risk Management team in Asia Pacific, covering the Wealth Management business.
As a Credit Officer, you will independently assess lending and derivative transactions, evaluating the suitability of the proposed facility type, transaction structure, and the quality of the underlying collateral.
Your key responsibilities:
- Assess lending and derivative transactions, including suitability of facility type, transaction structure, and collateral quality
- Assign credit ratings and prepare independent credit memos based on risk assessment
- Make credit decisions within delegated personal authority, or submit recommendations to Regional and/or Global Risk Heads
- Monitor the portfolio, identifying emerging risks and staying informed about market events
- Ensure portfolio quality, risk concentrations, and exposures comply with risk policies and regulations
- Support preparation of reports and portfolio analysis for auditors, regulators, and senior management
- Contribute to remediation efforts addressing regulatory and audit findings
You will have:
- At least 3 years of banking experience in structured lending or corporate credit risk management
- A minimum Bachelor's or Master's degree in Engineering, Finance, Economics, Statistics, Science, or an MBA
- Strong Excel-based data analysis and financial modelling skills
- Proven ability to leverage AI tools to enhance productivity and solve business problems
We offer:
- Best-in-class leave policy
- Gender-neutral parental leaves
- 100% reimbursement under childcare assistance benefit
- Sponsorship for industry-relevant certifications and education
- Employee Assistance Program
- Comprehensive Hospitalization Insurance
- Accident and Term Life Insurance
- Complementary Health Screening for 35+ years old
We support your growth with:
- Training and development opportunities
- Coaching and support from experts
- A culture of continuous learning
- Flexible benefits tailored to your needs