Description
We are seeking an Analyst to join our Credit Risk Management team in Kuala Lumpur Menara IMC. As a Credit Risk Management Analyst, you will be responsible for managing a portfolio of Corporates, Banks, Insurance Companies, Mutual Funds, and other clients.
Your key responsibilities:
- Approve Counterparty Credit Exposure limits for Transaction Banking products and FX Hedging / Derivative products
- Write Credit Reports and assign internal Credit Ratings for clients based on industry, business, and financial analysis
- Monitor performance of companies and sectors in real-time and make adjustments to ratings and limits as needed
- Ensure effective utilization of the Bank's capital at the client level
- Provide regular MIS to senior management on portfolio composition and account status
- Support portfolio management-related activities, including system-related tasks
- Ensure regulatory reporting for the Credit Risk Management team in line with Bank Negara Malaysia
- Provide RISCO approvals and local endorsements for MNC clients
- Ensure satisfactory outcomes of internal asset quality reviews and regulatory audits
You will also be expected to support the bank on regulatory and related portfolio reporting activities and other tasks connected with overall credit risk management.
In return, we offer:
- Flexible work arrangements
- Corporate group insurance
- EAP – free and confidential counseling and online work-life resources
- Comprehensive leave benefits
To be successful in this role, you will need:
- Postgraduate-level qualifications and a business/finance major (e.g., CA, CWA, MBA, FRM)
- 1-2 years of experience in credit risk management in wholesale banking from a reputable financial institution
- Basic understanding of key products – financings, trade finance, and global markets
- Strong technical and analytical skills, risk judgment, and written and verbal communication skills
- Proven ability to make time-sensitive credit decisions and leverage AI tools to enhance productivity