Senior Legal Counsel - SBL Legal

We're looking for a Senior Legal Counsel - SBL Legal to join our team. As a Senior Legal Counsel, you'll primarily manage and work on retail financial products and services.

You'll provide expert legal advice on retail banking products, consumer credit, and payments propositions, and strategic initiatives. You'll interpret regulatory change and translate it into practical, commercially focused advice on the impact across the business.

Your responsibilities will include:

• Providing expert legal advice on retail banking products, consumer credit, and payments propositions, and strategic initiatives
• Interpreting regulatory change and translating it into practical, commercially focused advice on the impact across the business
• Horizon-scanning for upcoming regulatory developments and helping the business prepare early
• Identifying and assessing areas of legal and regulatory risk in line with the enterprise risk management framework, balancing commercial objectives with the delivery of good customer outcomes
• Attending governance fora and providing legal input into key decisions and approvals
• Supporting product and engineering squads day-to-day, giving them clear, pragmatic guidance they can act on
• Working alongside Compliance, Financial Crime, and Risk, and engaging with regulators where required
• Managing external counsel and panel firms, including instructions and budget, where appropriate

To be successful in this role, you'll need:

• To be a UK-qualified lawyer with a strong academic record, excellent legal training, and 5+ years PQE gained at a law firm and/or in-house
• Deep technical regulatory legal knowledge and experience of advising on the Consumer Credit Act, Financial Services and Markets Act, FCA Handbook, and the Payment Services Regulations
• Strong commercial judgement and ability to provide pragmatic, risk-based advice
• Ability to work independently and proactively, reporting up as required, in a fast-paced environment
• Excellent drafting, communication, and analytical skills
• Strong attention to detail
• Resilience, diligence, and conscientiousness
• Excellent interpersonal skills, with the ability to communicate efficiently and effectively with colleagues at all levels of seniority and specialism across the business

We offer a range of benefits, including:

• 25 days holiday (plus take your public holiday allowance whenever works best for you)
• An extra day's holiday for your birthday
• Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
• 16 hours paid volunteering time a year
• Salary sacrifice, company enhanced pension scheme
• Life insurance at 4x your salary
• Private Medical Insurance with VitalityHealth including mental health support and cancer care
• Generous family-friendly policies
• Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks