Description
Your future in underwriting starts here. Imagine a career where your ideas, analysis, and judgment help drive smarter decisions and stronger outcomes. In RULDP Evolve at The Cigna Group, you won’t just learn underwriting; you’ll live it. Through immersive training, mentorship, and real responsibility, you’ll gain the confidence and expertise to evaluate risk, influence strategy, and build a career with purpose and impact.
Key Responsibilities:
- Assess risk characteristics and recommend pricing and terms that balance competitiveness with financial discipline.
- Apply quantitative analysis and underwriting judgment to evaluate profitability drivers and articulate trade-offs.
- After training, help manage a book of business by monitoring performance, identifying trends, and taking proactive action.
- Collaborate with Sales and Account Management to design solutions that meet customer needs and support retention.
- Negotiate with clients and brokers using clear rationale, professional presence, and strong follow-through.
- Share insights and best practices that improve underwriting consistency, efficiency, and outcomes.
What You’ll Get:
- Structured Curriculum: Comprehensive training modules include risk evaluation, pricing fundamentals, product knowledge, negotiation strategies, portfolio management, and leadership communication.
- Leadership Development: Coaching, workshops, mentoring, and hands-on business initiatives to accelerate your growth.
- Career Exploration: Job shadowing and strategic projects, plus an optional rotation to broaden exposure across products, markets, and customer segments.
- Mentorship & Networking: Connect with early-career talent and senior leaders dedicated to your professional development.
Required Qualifications:
- Bachelor’s degree is required. Preferred majors/minors: Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.
- If your degree is outside these majors/minors, you must have relevant prior experience or an internship in the analytics, finance, or insurance space.
- Demonstrated quantitative capability (coursework, projects, or experience) and comfort working with math and numbers
- Strong written and verbal communication skills, including the ability to present recommendations with clarity
Preferred Qualifications:
- GPA 3.0 or higher
- Strong analytical and critical thinking skills
- Confident negotiator and problem-solver
- Customer-focused mindset
- Proficiency with Excel or similar analytical tools
- Growth mindset and learning agility; comfortable using feedback to make improvements.
Additional Information:
- The role requires a hybrid work schedule, with a minimum of three days per week working onsite (Tuesday, Wednesday, and one additional day of the employee’s choice), and the option to work the remaining days remotely.
- Pre‑Employment Requirements: Selected candidates will be required to complete mandatory pre‑employment tasks approximately 45 days prior to the program start date.
- Work Authorization : This position is open only to individuals who are eligible for employment in the United States and who would not require visa support including H-1B or CPT/OPT/STEM, etc., now or in the future.
The role is anticipated to be eligible to participate in an annual bonus plan. At The Cigna Group, you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year, paid holidays, and leaves of absence.