Assistant Manager, Life Underwriting

Prudential is seeking an experienced Life Underwriter to join their team and play a key role in delivering high-quality underwriting decisions that support sustainable business growth.

The successful candidate will conduct comprehensive underwriting risk assessments for new business applications, covering medical, financial, residency, and occupational risks. They will also provide professional underwriting advice and case consultation to distribution channels, balance risk management discipline with commercial awareness, and support the team manager in delivering high-quality underwriting service.

Key responsibilities include:

• Conducting comprehensive underwriting risk assessments for new business applications
• Providing professional underwriting advice and case consultation to distribution channels
• Supporting the team manager in delivering high-quality underwriting service and maintaining effective relationships with internal stakeholders and distribution partners
• Participating in projects, initiatives, and ad-hoc assignments, including process reengineering, guideline reviews, or system enhancement

The ideal candidate will have:

• 3-5 years of solid experience in life insurance underwriting, with hands-on exposure to medical and financial underwriting for new business cases
• Strong analytical and decision-making skills, with the ability to assess risk holistically and apply underwriting principles consistently
• Good command of spoken and written English and Chinese, with the ability to communicate underwriting decisions clearly and professionally
• Strong interpersonal and stakeholder management skills, able to work effectively with sales channels, operations, and internal partners
• University degree holder preferred
• Professional insurance qualifications such as FLMI, ACS, or equivalent will be an advantage