HNW Underwriter

We are seeking a highly skilled HNW Underwriter to join our team. You will report to the Senior Director of HNW Underwriting and play a key role in delivering excellence in HNW Underwriting operations.

Responsibilities:

• Manage all aspects of the underwriting process, including medical, financial, compliance, and regulatory assessments, within your delegated authority and service level agreements.
• Select and classify risks according to company philosophy, standards, and risk framework.
• Maintain underwriting consistency in line with internal underwriting guidelines.
• Contribute to the continuing training and development of more junior underwriters.
• Adapt to changing underwriting philosophy and apply new approaches.
• Demonstrate strong independent problem-solving ability, including research and presentation of potential solutions.
• Communicate and collaborate with field and head office colleagues to provide high-quality service levels to customers.
• Maintain positive and effective relationships with internal and external partners.
• Make competitive offers without compromising overall underwriting policies or mortality experience.
• Effectively manage and coordinate processes to expedite turnaround time and achieve NBUW targets.
• Collaborate with internal and external stakeholders to support other duties as assigned.

Required Qualifications:

• Degree or equivalent qualifications with a minimum of 7 years of underwriting experience.
• Applicable underwriting and insurance designations preferred.
• Expert knowledge and understanding of medical, non-medical, and financial underwriting principles and practices.
• Expert knowledge of company's insurance product portfolio and market practices.
• Expert knowledge of reinsurance treaties, agreements, and available capacity.
• Exceptional priority management with the ability to work effectively under deadlines and manage multiple tasks.
• Strong organizational, analytical, problem-solving skills, and presentation skills desirable.
• Excellent team player with a high level of ownership and accountability.
• Strong written and verbal communication skills in customer service orientation.
• Actively assist field personnel in positioning the company as the lead underwriter in the market.
• Strong capability to develop and maintain effective working relationships with all field personnel and reinsurers.
• Proficiency in Cantonese, written and spoken English. Mandarin would be a plus.
• Proficiency in Microsoft Office (including Word, Excel, PowerPoint).

What We Offer:

• Opportunities for learning and growth.
• Flexible environment with a focus on well-being and inclusion.
• Global team with opportunities to shape the future.

About Manulife:

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better.