Credit Card Counsel

Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets.

By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, Brex enables founders and finance teams to accelerate operations, gain real-time visibility, and control spend effortlessly.

The Legal team helps the company grow responsibly, advocating for Brex and for the thousands of growing businesses we serve.

Responsibilities

• Serve as the embedded legal partner to engineering, product, and design teams building spend management software,budgets, policies, approvals, and audit and controls,advising in real time as features are designed and built
• Provide pragmatic, actionable advice on requirements and best practices for existing and new spend management software features
• Advise on the regulatory and commercial implications of product architecture, data flows, automation and AI features, integrations, and feature design, helping teams make sound build-versus-defer decisions
• Advise a variety of cross-functional partners on critical credit, lending, and card network regulatory questions
• Advise a variety of cross-functional partners on critical software, data privacy, and product regulatory questions
• Advise on product and marketing collateral, customer communications, and disclosures for spend management software products
• Draft, update, and maintain customer agreements, terms, disclosures, and feature-level terms for spend management software
• Support data handling, integration, and partner arrangements as they relate to product launches

Requirements

• 4+ years working experience in a combination of law firms and technology or fintech companies, ideally advising on credit card, lending, and commercial matters for regulated financial or technology products
• Familiarity with federal, state, and international credit, lending, and card laws and regulations, including TILA/Regulation Z, ECOA/Regulation B, UDAP/UDAAP, card network rules (Visa, Mastercard, Amex, Discover), and required disclosures
• Excellent written and verbal communication skills, both internal (memos, guides, presentations) and external (customer agreements, terms, disclosures, customer communications)
• Ownership mentality and comfort working on complex matters that require sound judgment
• Entrepreneurial mindset and ability to work in a fast-paced environment
• Law degree and admitted to practice in at least one jurisdiction
• Willingness to be a team player who pitches in to help out on other products and topics;

Bonus Points

• Prior in-house counsel experience at a scaling fintech, payments, or software company
• Experience advising on AI and automation features
• Experience negotiating with or managing bank partner and card network relationships
• Experience interacting directly with regulatory agencies

Compensation

The expected salary range for this role is $220,000-$270,000 USD.